THE HARBOR GROUP, INC.

PRIVACY NOTICE

The Harbor Group, Inc. (referred to as “The Harbor Group”) maintains physical, electronic, and procedural

safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”).

Through this policy and its underlying procedures, The Harbor Group attempts to secure the confidentiality of

customer records and information and protect against anticipated threats or hazards to the security or integrity of

customer records and information.

It is the policy of The Harbor Group to restrict access to all current and former clients’ information (i.e.,

information and records pertaining to personal background, investment objectives, financial situation, tax

information/returns, investment holdings, account numbers, account balances, etc.) to those employees and

affiliated/nonaffiliated entities who need to know that information in order to provide products or services in

furtherance of the client's engagement of The Harbor Group. In that regard, The Harbor Group may disclose the

client’s information: (1) to individuals and/or entities not affiliated with The Harbor Group, including, but not

limited to the client’s other professional advisors and/or certain service providers that may be recommended or

engaged by The Harbor Group in furtherance of the client's engagement of The Harbor Group (i.e., attorney,

accountant, insurance agent, broker-dealer, investment adviser, account custodian, record keeper, etc.); (2) required

to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of

applicable federal and/or state privacy regulations. The disclosure of information contained in any document

completed by the client for processing and/or transmittal by The Harbor Group to facilitate the

commencement/continuation/termination of a business relationship between the client and/or between The Harbor

Group and a nonaffiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian,

record keeper, insurance company, etc.), including, but not limited to, information contained in any document

completed and/or executed by the client in furtherance of the client's engagement of The Harbor Group (i.e.,

advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the

client with respect to the corresponding nonaffiliated third party service provider.

The Harbor Group permits only authorized employees and affiliates who have signed a copy of The Harbor

Group’s Privacy Policy to have access to client information. Employees violating The Harbor Group’s Privacy

Policy will be subject to The Harbor Group’s disciplinary process. Additionally, whenever The Harbor Group hires

other organizations to provide services to The Harbor Group’s clients, The Harbor Group will require them to sign

confidentiality agreements and/or the Privacy Policy.

Should you have any questions regarding the above, please contact Timothy M. Riley, Chief Compliance

Officer, at (603) 668-0634.