Meet Harbor Group's Team
Marc A. Hebert, MS, CFP®
Marc A. Hebert is a Partner of Harbor Group and is the firm's President.
Mr. Hebert provides general strategic financial counseling to Harbor Group's clients. He holds the designation of CERTIFIED FINANCIAL PLANNER® and has attained a Master of Science degree in Financial Planning from The College for Financial Planning, with emphasis on retirement planning, investment strategies, portfolio management, and advanced estate planning.
At the invitation of management, Mr. Hebert has counseled employees of many companies on retirement and financial planning. He is featured weekly on WGIR AM610 and WQSO 96.7FM as the host of "Marc Hebert's Money $ense". He also provides a weekly webcast on financial matters for WMUR TV Channel 9 and writes a weekly column in the Lifestyle section of the "New Hampshire Union Leader Sunday News". Mr. Hebert formerly served on the Advisory Committee to the State of New Hampshire Office of Securities Regulation, the Board of Trustees for NH Public Radio, and the Board of Directors for The New England Handicap Sports Association.
Mr. Hebert currently holds membership in the Financial Planning Association and is a frequent speaker on topics of financial planning and investment management. In addition, Mr. Hebert has served as an expert witness for the State of New Hampshire in investment related matters.
Mr. Hebert received his Bachelor of Music Education degree from the University of New Hampshire. He and his wife, Marie, live in Alton Bay, NH.
PLEASE SEE IMPORTANT DISCLOSURE INFORMATION
Timothy Riley, MS, CFP®, ChFC
Tim Riley is a Partner of Harbor Group and is the firm's Chief Executive Officer, Director of Financial Planning, and Chief Compliance Officer.
In addition to developing the financial planning process used by Harbor Group for its clients, Tim has instructed courses for the Certified Financial Planner designation at the former New Hampshire College in Manchester. He also is responsible for the supervision of the financial planning process within Harbor Group.
A specialist in the areas of retirement and estate planning, Tim holds the designations of CERTIFIED FINANCIAL PLANNER® and Chartered Financial Consultant. He earned a Master of Science degree in Financial Planning with concentrations in retirement planning and portfolio management.
Tim has been an active member in a number of professional organizations, including:
Tim is also an active member of the community. His involvement has included:
Mr. Riley received his Bachelor of Science degree from University of New Hampshire, Durham.
PLEASE SEE IMPORTANT DISCLOSURE INFORMATION
Vickie Worrad, CPA, CFP®
Vickie is a CERTIFIED FINANCIAL PLANNER professional. She joined Harbor Group in March of 2002 and provides retirement, estate, income tax, education planning, and risk management services to our clients.
She was awarded her CERTIFIED FINANCIAL PLANNER certification in February of 1999. She obtained her Certified Public Accountant designation in February of 1988. Vickie earned a Bachelor of Science degree in Accounting from Rivier College in 1983.
Prior to joining Harbor Group, Vickie was involved in income tax preparation, planning, and accounting services for individuals and business at various local accounting firms. She most recently worked with the firm Howe, Riley, & Howe, P.C. in Manchester, NH.
Vickie holds membership in the following professional organizations:
Vickie has had articles published in the New Hampshire Bar Journal.
Ryan Callaghan, CFA, CFP®, CIPM
Ryan is a CERTIFIED FINANCIAL PLANNER professional. Ryan's responsibilities include investment research, rebalancing client portfolios, reviewing financial plans, and presenting recommendations to clients. He is also a member of Harbor Group's investment committee. Before joining the firm in 2012, Ryan worked for Fidelity Investments.
Ryan received a Master of Science in financial planning, with high distinction, from Bentley University. He earned his Bachelor of Science in business administration, with a concentration in finance and minor in economics, magna cum laude, from the University of New Hampshire. Ryan also holds the Chartered Financial Analyst designation and the Certificate in Investment Performance Measurement designation. He is a member of the Financial Planning Association, the CFA Institute, and CFA Society Boston.
Ryan currently resides in Manchester, NH. In his free time, he enjoys traveling, reading, and spending time with his friends and family.
Chris MacBean, MSFP, CFP®
Chris is a CERTIFIED FINANCIAL PLANNER professional. Chris's involvement in wealth management spans the full spectrum of planning because he appreciates the interconnectedness of topics, although he is particularly interested in retirement distribution modeling. Chris also deeply values helping clients create a healthy relationship with money by evoking conscious choices about earning, spending, saving, and giving.
Prior to joining Harbor Group in 2014, Chris worked at some of the nation's top financial planning firms including Colman Knight Advisory Group, LLC in Carlisle, MA; Ballentine Partners, LLC in Waltham, MA; and Accredited Investors, Inc. in Edina, MN.
In addition to serving clients, he worked to improve organizational effectiveness and implement strategies that increase workplace efficiency. Additionally, he co-developed a leading edge sustainable withdrawal model that allows clients to maximize their retirement and legacy goals.
Chris earned a Master of Science in financial planning (MSFP), with distinction, from the McCallum Graduate School of Business at Bentley University and a Bachelor of Science in finance, cum laude, from Bentley University.
Chris lives in Hollis, NH along with his wife, Morgan, and their daughter, Sydney. They enjoy traveling, being outdoors involved in activities such as hiking as well as spending time with family and their Weimaraner, Baxter. In his spare time, Chris is an avid woodworker and creates custom furniture.
Maria Fantoni, MBA, CFP®
Maria is a CERTIFIED FINANCIAL PLANNER professional. Maria's responsibilities include rebalancing client portfolios, reviewing financial plans, and presenting recommendations to clients. Before joining the firm in 2019, Maria worked within consulting and advising roles in Boston, MA. Maria began her career in New Hampshire, where she managed client relationships for Fidelity Investments.
Maria earned her Master of Business Administration in finance, with high distinction, from Suffolk University and her Certificate in Financial Planning from Boston University. She earned her Bachelor of Science in business administration, with a concentration in finance and minor in psychology, magna cum laude, from the University of New Hampshire.
Maria and her dog, Gretchen, reside in Manchester, NH.
Kristina Csaplar, CFA®
Kristina is a CHARTERED FINANCIAL ANALYST professional. Kristina's responsibilities include reviewing financial plans, rebalancing client portfolios, and presenting recommendations to clients. Before joining the firm in 2019, Kristina worked for River and Mercantile Solutions as an investment consultant.
Kristina earned her Bachelor of Science in mathematics, summa cum laude, from Union College in New York. Kristina holds the Chartered Financial Analyst designation and is a member of the CFA Institute and CFA Society Boston.
Kristina and her fiance live in Massachusetts. In her free time, she enjoys traveling, reading, and spending time with family and friends.
Chris is a Paraplanner. Chris's responsibilities include assisting the financial planners with a range of tasks, including writing financial plans and updating retirement projections.
Prior to joining Harbor Group in 2014, Chris assisted clients at Fidelity Investments . He earned a Bachelor of Science in business administration, cum laude, with concentrations in finance and accounting from the Whittemore School of Business and Economics at the University of New Hampshire.
Chris is a Paraplanner. Chris's responsibilities include assisting the financial planners with a range of tasks, including writing financial plans and updating retirement projections. He also edits document templates as well as the articles for the Money Matters quarterly newsletter.
Prior to joining Harbor Group in 2017, Chris worked as an English and writing tutor in the Merrimack Valley area. He also taught English as a second language in China for six months.
Chris earned a Bachelor of Arts from Boston University, magna cum laude, and was presented with the Departmental Prize for Excellence in English Language. He also won the Alice M. Brennan Award from the Boston University Center for the Humanities for his essay on democracy and American literature.
Chris currently resides in Manchester, NH. In his free time, he enjoys reading classical literature, rooting for the Celtics, and cooking and eating international foods.
Client Relationship Administrators
Sharon is a Client Relationship Administrator. Since joining Harbor Group in April 2000, she has been instrumental in implementing a number of the firm's procedural and technological improvements. Sharon has extensive customer service experience and is especially passionate about providing first-rate support to clients.
Ginny is a Client Relationship Administrator. She joined Harbor Group in 2005 after working as an Administrative Assistant with a major insurance company. Ginny enjoys building strong relationships with clients and working to meet their individual needs. She brings several years of industry experience to Harbor Group's team.
Deb is a Client Relationship Administrator. Before joining Harbor Group in January 2016, Deb worked in the financial industry. She brings several years of customer service to our team.
In her free time, Deb enjoys rooting for the Patriots, spending time with her daughter and granddaughter, and golfing and snowmobiling.
Shirley joined Harbor Group in June 2002 as an Asset Management Administrator, initially supporting one of the firm's three financial planners. Within four months, Shirley began training to become the firm's Trading Specialist. Shirley is now responsible for the daily reconciliation of all client portfolios and Harbor Group's investment database and trade placement.
Shirley began her career at MetLife in 1966 as a Clerical Assistant and within two years was promoted to Branch Administrator. Shirley provided administrative support to the manager and all sales personnel. She brings more than 35 years of industry experience to our team.
Sean has been with Harbor Group since 2011. He attended Southern New Hampshire University. Sean brings several years of client service experience to our team.
Anita joined Harbor Group in November 2018. She has worked in administration and customer service for several years.
Human Resources Manager and Chief Financial Officer
Marie Hebert has been serving Harbor Group as Chief Financial Officer and human resource manager for several decades. Marie received her Bachelor of Science degree in nursing from the University of New Hampshire and studied accounting at the New Hampshire Technical Institute, Concord.
Marie and her husband, Marc, have raised two great children, Melanie and Jason. She now resides in Alton Bay where she enjoys the outdoors, gardening, and golf.
Timothy Colonna, BSIT, CCA
Timothy joined Harbor Group in 2004. As the IT Administrator, Timothy manages the operations of Harbor Group's computer systems and servers. A graduate of The University of Phoenix, Timothy earned a Bachelor of Science in Information Technology and also holds certifications from Microsoft and Citrix Systems, Inc.
Prior to working for Harbor Group, Timothy worked for Geographic Data Technology in Lebanon, NH as a Network Administrator. He also served 8 years in the United States Army.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
CFA®, CIPM®, Chartered Financial Analyst®, and Certificate in Investment Performance Measurement are trademarks owned by CFA Institute.